What is the Impact of Rate-Locked Buyers on Residential Sales?
Rate lock-in describes a scenario where leveraged homeowners are disincentivized to purchase another home because prevailing interest rates sufficiently exceed the fixed rate guaranteed on their existing mortgage. Suppose a homeowner secured a 4 percent fixed-rate mortgage in 2017 and still owed $100,000 in 2023. If that person wanted to relocate by selling her home […]The post What is the Impact of Rate-Locked Buyers on Residential Sales? appeared first on Texas Real Estate Research Center.
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